Chase Exclusives 1 Percent Mortgage Cash BackSM

Address: 6714 Grade Lane Bldg. 8 Suite 807
Louisville KY 40213
Phone: 888-789-1714

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With any new Chase mortgage or refinance, choose either 1% cash back or a 1% payment against your principal balance annually when you sign up for automatic payments on a new Chase Mortgage.

Getting started is easy.

1. Open a new Chase Mortgage
1% Mortgage Cash Back works with any new Chase mortgage or refinance.

2. Enroll in 1% Mortgage Cash Back and chooese how you want to receive your reward.
Deposited into your Chase checking account OR applied as a payment against your mortgage principal

3. Set up Automatic Mortgage Payments from your Chase checking account.
At your loan closing, complete your enrollment in our automatic mortgage payment service with your Chase personal checking account. With this convenient, FREE service, your monthly mortgage payment is automatically deducted from your checking account. You'll never miss a payment, never worry about looking for a stamp.

4. Watch your cash back grow!
Keep an eye on your savings with each statement. And on each loan anniversary you'll receive your reward – as a direct deposit into your checking account or applied against your mortgage principal.

1% Mortgage Cash Back
With the patent pending 1% Mortgage Cash BackSM program customers can earn up to 1% cash back, calculated on their scheduled principal and interest mortgage payment each month.

Offer available on new, residential Chase first mortgage purchase and refinance applications. The 1% calculation applies to scheduled principal and interest payments only, and does not apply to additional principal payments made by customer, or to payments for escrowed items such as taxes and insurance. The award will be calculated and totaled over a 12 month period starting with the origination date of the loan, and each 12 months thereafter. At the discretion of customer at enrollment, the award will be paid via direct deposit into a Chase personal checking account or applied to the outstanding principal balance approximately 10 business days after each yearly anniversary date. The last year's award will be calculated on the actual number of payments in that year, and paid within 10 business days after payoff of the loan.

The savings examples presented in the calculator and savings tables for awards applied to principal are estimates only. Actual savings may vary.

A new or existing Chase personal checking account is required along with enrollment in Chase's automatic mortgage payment service, where the mortgage payment will be automatically deducted from the Chase personal checking account. Verification of the active checking account will occur prior to issuance of the annual award. Payment programs managed by third parties where payments do not go directly from the Chase personal checking account to the Chase mortgage are not eligible. Upon any of the following events, the offer may be nullified, and no payment will be made for the 12 month period involved and thereafter: (a) cancellation of automatic mortgage payments or the Chase personal checking account, whether by customer or by Chase as described in the automatic mortgage payment or Chase personal checking account agreement, (b) any monthly payment is not received within 45 days of the payment due date, or (c) any payoff of a mortgage included in the 1% Mortgage Cash BackSM program, other than at maturity or through a Chase to Chase refinance or (d) automatic payment is not completed three times in a rolling twelve month period. If the mortgage is refinanced with Chase or paid at maturity, the customer will receive their accrued benefit for that year pro-rated through the payoff date of the first mortgage. The pro-rated amount will be paid via statement credit (direct deposit into their Chase checking account).

This offer is not transferable, is limited to one per customer, may be discontinued at any time without notice and is available in AZ, CA, CO, CT, FL, GA, ID, IL, IN, KY, LA, MI, NJ, NV, NY, OH, OK, OR, TX, UT, WA, WI, and WV. Bond loans and any other loans where servicing is not retained by Chase are excluded. There is a $500 calendar year cap on the principal reduction or cash back amount. The 1% Mortgage Cash Back may result in taxable income to the customer. We encourage customers to consult with personal tax advisors.

All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply.

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