Discover Student Open Road Card



Address: P.O. Box 6103
Carol Stream IL 60197
Phone: 1-800-DISCOVER

Website: Visit Website

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Rewards

Earn unlimited cash rewards on all purchases. Earn a full 2% Cashback Bonus on your first $250 in combined gas and restaurant purchases each billing period. In addition, earn a full 1% unlimited Cashback Bonus on all other purchases after your total annual purchases exceed $3,000; other purchases that are part of your first $3,000 earn .25%. Combined gas and restaurant purchases in excess of $250 each billing period earn Cashback Bonus at the same rate as other purchases. Gas and restaurant purchases are those made at merchants we classify as gas stations and at merchants classified as full-service restaurants, cafes, cafeterias and fast food locations. Purchases coded for a category other than those listed above will not qualify. Warehouse purchases (those made at select warehouse clubs, discount stores and their affiliates) earn .25%. We do not include warehouse purchases or your first $250 in combined gas and restaurants purchases each month in calculating your total annual purchases to determine your tier level. Rewards are redeemable starting at $20. Rewards have no expiration date; however, if your account is closed for any reason or inactive for 18 consecutive months or if you fail to make the Minimum Payment Due by the Payment Due Date for two consecutive billing periods, your Cashback Bonus will be forfeited. Full terms and conditions will be sent with your card.

Interest Rates and Interest Charges

Annual Percentage Rate (APR) For Purchases
0.00% introductory APR for 6 months from the date of account opening. After that, 13.99% to 20.99% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.1
APR for Cash Advances
23.99%. This APR will vary with the market based on the Prime Rate.1
Penalty APRs and When They Apply
Purchases and Balance Transfers: Between up to 18.99% and up to 25.99% based on your creditworthiness and other factors. Cash Advances: up to 28.99% based on your creditworthiness and other factors. These Penalty APRs will vary with the market based on the Prime Rate.2 These Penalty APRs will be applied to new transactions on your account if you make a late payment. How Long Will These Penalty APRs Apply?: If your APRs for new transactions are increased for a late payment, the Penalty APRs may apply indefinitely.


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