Esurance Insurance Services



Address: 650 Davis Street
San Francisco CA 94111
Phone: http://www.esurance.com

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What is homeowners insurance?
Homeowners insurance protects you, your home, and your guests. The typical policy covers you in case of damage to your home or property, injury to your guests, or accidents for which you may be held liable, such as injuring another person or damaging their property. Homeowners insurance also covers your furniture, clothing, appliances, and other things you keep inside your home. Most companies will offer an increase in limits for valuables like art, jewelry, or collectibles.

What is renters insurance?
Renters insurance is designed to protect you against damage or loss of personal property when you rent an apartment or house. Your landlord may have coverage to protect the actual structure in which you live, but that insurance does not cover your personal belongings (e.g., your computer, television, and furniture). For just a few dollars a month, renters insurance protects you, your guests, and your personal property.

About Health Insurance
There are a wide range of options available, but generally speaking, health insurance pays for the bulk of your medical expenses and sometimes covers disability or long-term nursing costs as well. It protects your finances, provides lower medical rates, and allows you access to better health care.

Your health insurance policy will have a deductible amount and a premium amount. Your policy's deductible is how much you'll pay out-of-pocket before the insurance provider pays for medical claims. The premium is what you pay every month or year to the insurance company in exchange for coverage. Health insurance also involves a copayment, which is the amount you'll pay upfront.


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